President Joe Biden touted his plan to cancel billions of dollars in student debt in the days and weeks leading up to the midterm elections as he rallied young people to support Democrats.
However, the entire initiative is now in jeopardy due to legal challenges that could mean no one receives a single dollar of debt relief. The saga is quickly becoming a headache for the administration rather than an example of how the president keeps his promises to voters.
Even though two federal courts have blocked the program’s implementation, the White House remains confident that it will prevail. However, the setbacks have alarmed supporters, who are concerned that more than 40 million Americans who expected relief will instead be billed for their student debt in January when a pandemic-era payment moratorium is set to expire.
“You can’t ask people to start repaying on a debt that shouldn’t exist,” said Melissa Byrne, a loan cancellation advocate. “We bear no responsibility for this broken system.”
The impasse has put the White House in a bind over whether to extend the moratorium if the legal battle drags on, even though Biden has stated that the pandemic, which was the original reason for the payment pause, “is over.”
Student Loan Plan Nightmare
According to the Government Accountability Office, the freeze has already cost the federal government more than $100 billion in lost revenue. Critics such as the Committee for a Responsible Federal Budget are concerned that another extension will worsen inflation and increase the risk of a recession.
Republicans oppose the cancellation as an unfair handout to the wealthy, arguing that Americans who did not attend college will also bear the cost. Conservatives have launched a legal barrage against Biden’s student loan plan, claiming it exceeds the president’s authority.
Meanwhile, borrowers across the country are once again facing uncertainty. Biden’s plan would cancel $10,000 in student loan debt for those earning less than $125,000 or households earning less than $250,000. An estimated 20 million people were eligible to have their federal student debt cancelled entirely. Those who receive Pell Grants, typically given to those with lower incomes, would be eligible for an additional $10,000 in debt forgiveness.
Now, it’s unclear whether borrowers will be expected to make debt payments when the pause ends, and the political risks are increasing. Support from 43 million borrowers who have been promised at least some debt relief is at stake, including millions of younger Americans, a demographic that helped Democrats won key victories last week.
Anger directed at the Biden administration
Adwoa Asante, eligible for a $20,000 cancellation, stated that her payments would be “destabilizing” if they resumed in January. The Dallas lawyer, 33, owes $163,000 in law school debt, with monthly bills of up to $2,000.
Asante supported Biden but criticized him for reaping the benefits of his plan during the midterm elections while leaving borrowers out in the cold.
“To be honest, there’s a lot of anger directed at the Biden administration.” “I think they expected legal challenges to the student loan cancellation,” she said, calling the court challenges “to be expected.”
Cedric Richmond, a former White House official now a senior adviser to the Democratic National Committee, believes Biden will face no political consequences if the program is ultimately blocked.
If the program is eventually halted, “the blowback should go exactly where it deserves, and that’s with this rogue Supreme Court,” he said.
According to an AP VoteCast poll of more than 94,000 voters, roughly 6 in 10 voters under 45 approve of Biden’s handling of student debt. Voters were nearly evenly divided on the issue, with Democrats far more likely to approve than Republicans.
The legality of mass student loan forgiveness
Out of an estimated 43 million eligible people, nearly 26 million have already applied for debt relief. The Education Department ceased accepting new applications on Friday after a federal judge in Texas ruled against the plan.
On November 3, in New Mexico, Biden stated that he was on solid legal ground.
“We’re going to court,” he explained. We’re not going to let them get away with it.”
According to advocates, many borrowers will likely default on their student loans without the promised relief. According to a report released Tuesday, nearly half of borrowers polled by the Student Debt Crisis Center believe they cannot afford student debt payments within six months.
“Borrowers do not believe the pandemic is over, nor do they believe the economic consequences are over,” said Natalia Abrams, president of the centre. “We must put payments on hold until all legal issues are resolved.”
From the start, the legality of mass student debt forgiveness was questioned. After being elected, Biden stated that it would be preferable if the legislation came from Congress. Soon before leaving office, the Trump administration issued a memo concluding that the White House lacks broad cancellation authority.
White House erred in its Legal Reasoning.
Supporters believe Biden’s plan will survive, despite predictions that it will be heard by a Supreme Court that has shifted to the right and limited Biden’s authority in other cases. They claim that the Higher Education Act, a massive federal statute, already gives the president broad authority to cancel federal student debt.
Some groups believe Biden should use other legal means to fulfill his promise. The Debt Collective, a borrowers’ union, urges Biden to cancel debt immediately by invoking the Higher Education Act, the same legal authority first suggested by supporters such as Massachusetts Senator Elizabeth Warren.
“He has an ace up his sleeve that he hasn’t used,” said Braxton Brewington, a collective spokesperson. “The Biden administration should avoid these lawsuits entirely.”
Some legal experts believe Biden should abandon his current strategy and start over. Jed Shugerman, a law professor at New York’s Fordham University, believes the White House erred in its legal reasoning.
“The Biden administration has run into predictable trouble,” he said. “They should start from scratch.”
Even though it would take time, Shugerman believes waiting for a Supreme Court decision is preferable. He claimed that the White House is “sticking to a sure loser” rather than “changing tracks to something that has a better chance.”
22-Year-Old Shoots and Kills 5, Injures 18 at Gay Club
A 22-year-old man opened fire at a gay club in Colorado Springs, killing five people and injuring 18 others before being stopped by “heroic” Club Q patrons.
The shooting brought back memories of the 2016 massacre at Orlando’s Pulse nightclub, which killed 49 people and remained the second-deadliest mass shooting in modern U.S. history.
According to police, at least two firearms, including a “long rifle” used during the shooting, were discovered at Club Q following the Saturday night attack.
The club described it as a “hate attack” on its Facebook page. El Paso County District Attorney Michael Allen said investigators were still determining a motive and whether to charge it as a hate crime. The suspect’s charges “will almost certainly include first-degree murder,” he said.
Anderson Lee Aldrich, the gunman, was arrested and treated for his injuries, according to police.
Authorities said a man with that name was arrested in 2021 after his mother reported that he threatened her with a homemade bomb and other weapons. They declined to comment further on the arrest.
Shots Fired Club Q Gay Club
Authorities stated at the time that no explosives were discovered, and The Gazette in Colorado Springs reported that prosecutors did not pursue any charges and that records were sealed.
The first officer arrived at Club Q gay club at midnight after authorities were called at 11:57 p.m. Saturday with a shooting report.
Joshua Thurman said he was dancing in the club with about a dozen other people when the shots started. He initially mistook it for music until he heard another shot and saw the flash of a gun muzzle.
Thurman, 34, claimed he and another person dashed to a dressing room where someone was already hiding. They locked the door, turned off the lights, and sat on the floor, but he added they could hear the gunman being beaten up.
“What could I have lost my life for?” “What was the point?” he wondered, tears streaming down his cheeks. “We were just having a good time.” We weren’t out to hurt anyone. We were in our space, community, and home, having fun like everyone else.”
Gay Club Patrons fought the gunman.
According to Police Chief Adrian Vasquez, the gunman was confronted by “at least two heroic people” who fought and subdued the suspect.
“We owe them a tremendous debt of gratitude,” he added. According to Vasquez, detectives were also looking into whether anyone had assisted Aldrich before the attack.
Police did not provide additional information about the other guns discovered at the scene.
Authorities reported that seven of the 25 injured were in critical condition. Some were injured while fleeing, and it was unclear whether all of the victims were shot, according to a police spokesperson.
The shooting brought back memories of the 2016 massacre at Orlando’s Pulse gay nightclub, which killed 49 people. Colorado has seen several mass shootings, including one at Columbine High School in 1999, another at a movie theatre in suburban Denver in 2012, and another at a Boulder supermarket last year.
It was the sixth mass killing this month, and it came just a year after the deaths of 21 people in a school shooting in Uvalde, Texas.
According to its website, Club Q Gay Club is a gay and lesbian nightclub with a Saturday drag show. According to the Gay Club’s Facebook page, planned entertainment includes a “punk and alternative show” before a birthday dance party and a Sunday all-ages drag brunch.
Drag events have recently become a focal point of anti-LGBTQ rhetoric and protests, with opponents, including politicians, proposing banning children from attending, falsely claiming they are used to “groom” children.
The FBI assisted police with their investigation, and Attorney General Merrick Garland was briefed on the shooting.
While the motive for the shootings was not immediately clear, President Joe Biden stated, “we know that the LGBTQI+ community has been subjected to horrific hate violence in recent years.”
Hate Can not Be Tolerated.
“Places that should be safe havens of acceptance and celebration should never be turned into havens of terror and violence,” he said. “Hate cannot and must not be tolerated.”
Colorado Gov. Jared Polis, the first openly gay man elected governor in the United States, called the shooting “sickening.”
“My heart breaks for the families and friends of those who have died, been injured, or have been traumatized,” Polis said. “As we mourn, Colorado stands with our LGTBQ community and everyone affected by this tragedy.”
A makeshift memorial appeared near the club on Sunday, with flowers, a stuffed animal, candles, and a sign that read “Love over hate” next to a rainbow-coloured heart.
Seth Stang was on his way to buy flowers for the memorial when he learned that two of the deceased were his friends. The 34-year-old transgender man described it as “having a bucket of hot water dumped on you.” I’m just tired of running out of safe places to live.”
Ryan Johnson, who lived nearby and was there last month, said it was one of only two LGBTQ nightspots in conservative-leaning Colorado Springs. “It’s kind of the go-to for pride,” the 26-year-old said of the gay club, hidden behind a bowling alley and a sandwich shop.
Colorado Springs, a city of approximately 480,000 people located 70 miles (112 kilometres) south of Denver, is home to the United States Air Force Academy, the United States Olympic Training Center, and Focus on the Family, a prominent evangelical Christian ministry that opposes LGBTQ rights. The shooting, according to the group, “exposes the evil and wickedness inside the human heart.”
Three people were killed, and eight were injured at a Planned Parenthood clinic in the city in November 2015, when authorities say a gunman targeted the clinic because it performed abortions.
“The senseless attack on our community has devastated Club Q,” the club said on Facebook. “We appreciate the quick actions of heroic customers who subdued the gunman and brought this hate attack to an end.”
Kevin Jennings of Lambda Legal, the CEO of a national LGBTQ-rights organization, has called for stricter gun laws.
“America’s toxic mix of bigotry and absurdly easy access to firearms means that such events are all too common, and LGBTQ+ people, BIPOC communities, the Jewish community, and other vulnerable populations pay the price for our political leadership’s failure to act time and time again,” he said in a statement.
The shooting occurred during Transgender Awareness Week, just before Sunday’s International Transgender Day of Remembrance, when events are held worldwide to mourn and remember transgender people who have died due to violence.
In June, 31 members of the neo-Nazi group Patriot Front were arrested and charged with conspiracy to riot at a Pride event in Coeur d’Alene, Idaho. Experts have warned that anti-gay rhetoric could be interpreted as a call to action by extremist groups.
A fundamentalist Idaho pastor told his small Boise congregation the previous month that gay, lesbian, and transgender people should be executed by the government, echoing similar sermons from a Texas fundamentalist pastor.
According to The Associated Press/USA Today database on mass killings in the United States, there have been 523 and 2,727 deaths since 2006.
Below is a list of other recent high-profile mass shootings:
– RALEIGH – Oct. 13, 2022 – In North Carolina, a 15-year-old shot and killed five people and was apprehended after a manhunt.
– HIGHLAND PARK – July 4, 2022 – In Illinois, a man perched on a rooftop during a Fourth of July parade and killed seven people and wounded dozens more.
– UVALDE, May 25, 2022 – A gunman opened fire at an elementary school in a South Texas town, killing 19 students and two teachers. Police from several agencies gathered outside the classroom and waited more than an hour before a U.S. Border Patrol team entered the classroom and shot the suspect dead.
– LAGUNA WOODS, May 15 – A gunman killed a doctor and wounded five other people at a Taiwanese American church banquet in California in what officials called a methodically planned attack because the shooter was upset over Chinese-Taiwanese tensions.
– BUFFALO, May 14, 2022 – A white gunman killed 10 Black people inside a supermarket in a racially motivated attack. He was charged and remained in jail without bail.
– NEW YORK CITY, April 12, 2022 – In one of the most violent attacks in the history of New York’s transit system, 23 people were wounded when a 62-year-old man activated a smoke bomb and opened fire in a subway. He was taken into custody the next day.
– OXFORD, Nov. 30, 2021 – Four students were killed, and seven others were wounded after a teenager opened fire at a high school in Oxford, Michigan.
– INDIANAPOLIS, April 16, 2021 – A former FedEx employee who had been under psychiatric care shot eight people dead and injured several others at an Indiana facility of the shipping company before taking his own life.
– LOS ANGELES, March 31, 2021 – Four people were killed, one of them a child, in a shooting at an office building in suburban Los Angeles before the suspect was taken into custody.
– BOULDER, March 22, 2021 – A mass shooting at a supermarket in Boulder, Colorado, killed 10 people, including a police officer.
– ATLANTA, March 16, 2021 – Eight people, including six women of Asian descent, was shot dead in a string of attacks at day spas in and around Atlanta. A male suspect was arrested.
– MILWAUKEE, Feb. 26, 2020 – A gunman opened fire at the Molson Coors Beverage Co brewing complex in Milwaukee, killing five co-workers before he committed suicide.
– DAYTON, Aug. 4, 2019 – A gunman dressed in body armour opened fire in downtown Dayton, Ohio, killing nine people, including his sister. Police killed the shooter.
– EL PASO, Aug. 3, 2019 – A man fatally shot 22 people at a Walmart store in El Paso, Texas. A statement believed to have been written by the suspect called the attack “a response to the Hispanic invasion of Texas.” Authorities arrested the shooter.
– VIRGINIA BEACH, May 31, 2019 – A disgruntled public utility employee opened fire on co-workers at a municipal building in Virginia, killing 12 people before police fatally shot him.
– AURORA, Feb. 15, 2019 – A man opened fire at an Illinois factory after being fired, killing five workers before being slain by police.
– THOUSAND OAKS, Nov. 7, 2018 – A former Marine combat veteran killed 12 people in a bar in Thousand Oaks, California, a suburb of Los Angeles. He then killed himself.
– PITTSBURGH, Oct. 27, 2018 – A gunman burst into the Tree of Life synagogue near Pittsburgh and fired on congregants gathered for a Sabbath service, killing 11.
– SANTA FE, May 18, 2018 – A 17-year-old student opened fire at his high school outside Houston, Texas, killing nine students and a teacher before surrendering to officers.
– PARKLAND, Feb. 14, 2018 – A former student at Marjory Stoneman Douglas High School in Parkland, Florida, killed 17 students and educators.
– SUTHERLAND SPRINGS, Nov. 5, 2017 – A man thrown out of the U.S. Air Force for beating his wife and child shot 26 people fatally at a rural Texas church where his in-laws worshipped before killing himself.
– LAS VEGAS, Oct. 1, 2017 – A gunman opened fire on a country music festival from a 32nd-floor hotel suite, killing 60 people before taking his own life.
– ORLANDO, June 12, 2016 – A gunman fatally shot 49 people at Pulse, a gay nightclub, before he was shot dead by police.
– SAN BERNARDINO, Dec. 2, 2015 – A husband and wife killed 14 people at a workplace holiday party in San Bernardino in Southern California before dying in a shootout with police.
– ROSEBURG, Oct 1, 2015 – A gunman stalked onto an Oregon college campus and opened fire, killing nine people before police shot him to death.
– CHARLESTON, June 17, 2015 – A white supremacist killed nine Black churchgoers at a church in Charleston, South Carolina. He was sentenced to death.
– WASHINGTON, Sept. 16, 2013 – A former Navy reservist working as a government contractor killed 12 people at the Washington Navy Yard. He was shot dead by police.
– NEWTOWN, Dec. 14, 2012 – A gunman killed 26 people, including 20 children from five- to 10 years old, in a rampage at Sandy Hook Elementary School in Connecticut.
– AURORA, July 20, 2012 – A masked gunman killed 12 people at a cinema in Aurora, Colorado. He received multiple life sentences.
– FORT HOOD, Nov. 5, 2009 – An army major and psychiatrist opened fire at Fort Hood, a U.S. Army base in Texas, killing 13 people.
10 Cool Startups that Will Change Your Perspective on Clothes & Fashion
Find people with high expectations and a low tolerance for excuses. They’ll have higher expectations for you than you have for yourself. Don’t flatter yourself that this has much to do with you – this is just who they are. Don’t look for “nice” in these relationships. Look for trust.
Be fearless in front of them with your ideas as many times as they’ll let you
Beauty Dust is very pretty to look at and it tastes like nothing, which is great. Here is what it’s supposed to do: This ancient empiric formula expands beauty through alchemizing elements legendary for their youth preserving, fortifying and tonifying qualities. Glowing supple skin, lustrous shiny hair and twinkling bright eyes are holistically bestowed from the inside out.
I actually first read this as alkalizing meaning effecting pH level, and I was like, OK I guess I understand how that could positively effect your body, but alchemizing means turning elements to gold basically through magic. That lead me to research each ingredient because I know alchemy is not actually happening in my body when I eat this, since alchemy is not real.
In addition to loving beauty and taking care of myself, I also love opening people minds to other paths of self-care, and good marketing and I can honestly say that I use and personally love this product but I’m not sure for which reason.
I think it made me think about it more and really consider why I was choosing to add this to my routine
It poses an interesting question for me on the wellness category – will people be willing to buy in, or does eating something change your “sniff” test on the believe-ability of the claims?
The color is very long lasting and they have an interesting texture that’s like a powder and a cream but neither really. They’re made with pure pigments and oils and will never melt with the warmth of your skin because they don’t contain any waxes. You can literally use them for anything – obviously as eye shadow and liner, but the light shade is a great highlighter, and the red can be used for lip or blush with a little balm.
There’s also a little pouch to store the rollerballs, and a card with different inspirations as to how to blend them on your skin – but it’s foolproof. You can’t make a mess if you mix them all up.
Badger Beard Balm is perfect for the bearded gents in your life (is this everyone? beards are so trending). It is filled with good things such as vitamins A, D, E & F to keep his beard healthy, thicker and cleaner, as well as helping to relieve itchiness as it soothes the skin under the hair.
If you’re looking to get rid of this beard, maybe this is not the right angle for your gifting
Further, no one wants to cuddle with a dirty beard – who knows, maybe you already are and are dying for a nice way to help this problem of yours his. Beard Wash made by Beard Buddy. Started in 2011 in California, all Beard Buddy products are hand crafted by beards for beards. Both founders have large beards of their own to tame, and wanted to do this with organic products – kudos, and cuddles, to them.
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