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Syrian WHO Chief Accused of Corruption, Fraud and Abuse



Syrian WHO Chief Accused of Corruption, Fraud and Abuse

Staff at the WHO World Health Organization office in Syria claim their boss wasted millions of dollars, lavished presents on government officials (including laptops, gold coins, and cars), and acted carelessly as COVID-19 swept the country.

The Associated Press obtained more than 100 confidential documents, messages, and other materials from WHO officials who told investigators that the agency’s Syria representative, Dr. Akjemal Magtymova, engaged in abusive behaviour, pressured WHO staff to sign contracts with high-ranking Syrian government politicians, and consistently misappropriated WHO and donor funds.

Magtymova refused to comment on the claims, claiming that she was “forbidden” from releasing information “due to (her) duty as a WHO employee member.” She called the allegations “defamatory.”

According to staffers involved in the investigation, complaints from at least a dozen personnel spurred one of the largest internal WHO investigations in years, involving more than 20 investigators at times.

WHO acknowledged in a statement that it is evaluating the charges brought against Magtymova and has requested the assistance of external investigators.

“It has been a lengthy and complex study, with the circumstances in the country and the challenges of securing proper access while assuring staff protection adding further complications,” WHO added. The agency has progressed in analyzing Magtymova’s concerns and obtaining relevant material in recent months.

“Given the security circumstances, confidentiality and due process do not permit us to comment further on the particular claims,” WHO added. There was no indication of when the probe will be concluded.

WHO workers were mistreated

Last year, WHO’s Syria office had a budget of roughly $115 million to address health issues in a war-torn country where almost 90% of the population lives in poverty, and more than half critically needs humanitarian aid. For several months, investigators have been looking into claims that Syrians were mistreated and WHO workers were mistreated:

— According to financial documents, Magtymova once gave a $10,000 party at WHO’s expense, primarily to commemorate her own successes when the country struggled to procure coronavirus vaccines.

— In December 2020, amid the outbreak, she entrusted the country’s more than 100 WHO workers with learning a flash mob dance and filming themselves performing the rehearsed steps for a United Nations celebration, according to recordings and communications from The Associated Press.

— Six Syrian WHO public health experts alleged Magtymova repeatedly labelled personnel “cowards” and “retarded.” Worryingly, officials told agency investigators that Magtymova “offered favours” to key Syrian regime lawmakers and met secretly with the Russian military, potentially violating WHO’s neutrality as a U.N. entity. The employees preferred not to be identified for fear of retaliation, and three quit WHO.

A Syria-based staffer complained to WHO Director-General Tedros Adhanom Ghebreyesus in May that Magtymova employed incompetent relatives of regime officials, including individuals guilty of “countless human rights crimes.”

“Dr. Akjemal’s aggressive and abusive actions are negatively impacting WHO’s performance in supporting Syrian people,” the staffer wrote, adding that “vulnerable Syrian people are losing a lot due to favouritism, frauds, and scandals instigated and supported by Dr. Akjemal, which is breaking all trust (and) driving donors away.”

Tedros did not reply to the allegation of the staffer. After Magtymova was placed on leave, WHO’s regional director for the Eastern Mediterranean nominated an acting representative in Syria in May. However, she is still designated as the agency’s Syria representative in its staff directory and is paid at the director level.

Covid-19 relief in Hampered in Syria

Magtymova, a Turkmen national, has previously worked as the agency’s envoy to Oman and as the emergency coordinator in Yemen. She arrived in Syria in May 2020, just as COVID swept the globe.

“What we do (at WHO) is honourable,” she said in a statement announcing her appointment. “We earn respect via our competence, professionalism, and the outcomes we achieve.”

Numerous WHO personnel in Syria have informed investigators that Magtymova underestimated the severity of the pandemic in Syria, endangering the lives of millions.

“The situation in Syria was horrible during COVID-19,” one former WHO employee claimed. “However, the WHO was not giving sufficient relief to Syrians.” Medical supplies were “typically concentrated on Damascus solely, and not addressing other locations in Syria,” where drugs and equipment were in short supply.

Syria’s healthcare system has been destroyed by more than a decade of conflict, and the country has relied nearly entirely on international health assistance for many years. The presence of WHO in government-controlled areas has frequently sparked claims that its help is directed by Damascus, sanctioned by the US and the EU.

The war has displaced about 7 million people within Syria, with the majority living in tented camps in places outside of government authority.

Employees also questioned some of Magtymova’s own behaviour and directions to staff as coronavirus infections increased globally – even as WHO’s chief stated that the entire organization was working “tirelessly” to stop COVID-19.

Magtymova violated COVID-19 guidelines.

At least five WHO employees told investigators that Magtymova violated WHO’s own COVID-19 guidelines. They claimed she discouraged remote working, came to work after catching COVID, and held meetings in public. Four WHO employees claimed she contaminated others.

Magtymova directed the Syria office to learn a flash mob dance popularized by a social media challenge for a year-end United Nations function in December 2020, deep in the first year of the epidemic. Senior WHO officials in Geneva were recommending governments at the time to implement coronavirus safeguards, including the cancellation of any non-essential events.

“Kindly note that we want you to listen to the song, practice the moves, and shoot you dancing over the music to be part of our worldwide flash mob dance video,” said Rafik Alhabbal, a WHO communications worker, in an email to all Syria personnel. Magtymova also gave a link to a YouTube website that she characterized as having “the best tutorial.”

Several films show personnel, some wearing WHO vests or jackets, executing “the Jerusalema challenge” dance at medical supply offices and warehouses. Magtymova commended “extremely nice looking and gorgeous individuals” in footage shot in Aleppo and Latakia.

The following October, during one of the country’s worst COVID outbreaks, Magtymova engaged a choreographer and film studio to create a movie of personnel performing another dance to commemorate United Nations Day. There was no social separation during Magtymova’s celebration for dozens of uncovered people, which featured a “cake-eating ceremonial,” according to photos and video.

Magtymova unapologetic

Magtymova shared one of the dance videos on WHO Syria’s social media sites, but it drew so much backlash that her bosses asked her to take it down. According to Anas al-Abdah, a major Syrian opposition politician, the movie was “disgraceful.” “The organization should have (rather) captured the horrible plight of our people and sought justice,” he said.

Magtymova, on the other hand, was unapologetic.

“My message here is to not be discouraged,” she told the staff. “We have a big job to do and a big obligation to people; therefore, we did something very out of (the) box: we dared to shine.”

Internal records, emails, and texts also raise major concerns about how WHO’s taxpayer-funded money was utilized under Magtymova, with colleagues charging she frequently misappropriated restricted donor monies meant to help the more than 12 million Syrians in desperate need of medical assistance.

Among the occurrences being investigated is a reception Magtymova hosted last May after receiving a leadership award from her alma mater, Tufts University. The party, held at Damascus’ elite Four Seasons hotel, had a guest list of roughly 50 people at a period when less than 1% of the Syrian population had received a single dose of the COVID-19 vaccine.

According to a hotel invoice, the reception menu included Singaporean-style beef satay, fried goat cheese with truffle oil croquettes, sriracha chicken sliders, and a variety of seasonal mocktails. According to an internal WHO report, a production company was engaged to film the event and create a promotional video.

The evening’s itinerary included speeches from Syria’s health minister, followed by a reception and over two hours of live music. According to WHO documents, while the event was billed to celebrate WHO’s designation of 2021 as the Year of the Health and Care Worker, the evening was devoted to Magtymova rather than health workers. According to a spreadsheet, the total cost is more than $11,000.

Officials were concerned

Magtymova, like many other United Nations expatriate personnel in Syria, slept at Damascus’ ornately designed Four Seasons hotel. But, unlike the rest of the workers, she elected to remain in a multi-room suite with two bathrooms and a panoramic view of the city.

According to U.N. documentation, she stayed in the suite from October 2020 to this past May at a discounted rate of roughly $450 per night, more than four times the price of comparable U.N. employee accommodations. A hotel employee says similar suites typically cost around $940 per night.

The United States and the United Kingdom sanctioned the hotel due to its owner’s participation in financing Bashar Assad’s dictatorship; the United Nations is estimated to have spent $70 million there since 2014.

Other WHO officials were concerned about the organization’s inability to track its assistance to health facilities in Syria. In January, workers wrote about a concerning “spot check” performed on a health project in northern Syria, citing disparities between what WHO paid for and what was discovered.

The following flaws were identified: “the medicines quantities checked did not match the bills,” the employees lacked medical knowledge, there was missing equipment such as wheelchairs, crutches, and hearing aids, and the majority of the building was rented to store such things were empty.

Dr. Ahmed Al-Mandari, WHO’s eastern Mediterranean regional director and Magtymova’s boss, also criticized her for the Syria office’s failure to account for its spending.

He notified her in an email last October that there were numerous unsolved audit and compliance issues. Magtymova, according to Al-Mandari, had not completed multiple long-overdue reports showing how money was spent in Syria that required “urgent attention.” Without these reports, donors had little indication that Syria and WHO was using their monies as planned.

Magtymova spent WHO funding on gifts.

Three WHO procurement officials informed investigators that Magtymova was involved in multiple problematic contracts, including a transportation arrangement worth millions of dollars to a supplier with whom she had personal relationships.

Another staffer connected to Magtymova received $20,000 in cash to acquire pharmaceuticals, despite the lack of a request from the Syrian government, which is generally required to trigger such a purchase.

At least five employees reportedly complained that Magtymova spent WHO funding on gifts for the Ministry of Health and others, such as “very fine servers and computers,” gold coins, and costly cars. The Associated Press was unable to verify their claims. Several WHO employees claimed they were pressured to arrange deals with top members of the Syrian government for essential supplies such as petrol at inflated costs and that if they did not, they were demoted.

The allegations against WHO’s top representative in Syria follow a string of complaints against the UN health agency in recent years.

The Associated Press revealed in May that senior WHO management was aware of sexual assault during the 2018-2020 Ebola outbreak in Congo but did little to stop it; a panel later discovered that more than 80 staff under WHO’s supervision sexually exploited women.

In January, the Associated Press reported that Dr. Takeshi Kasai, the director of WHO’s Western Pacific office, used racial language to berate colleagues and unlawfully shared confidential coronavirus vaccine material with his home nation, Japan, after an early inquiry confirmed some of the charges, WHO suspended Kasai from his position indefinitely in August.

The fresh allegations against WHO’s Magtymova are “very alarming,” according to Javier Guzman, director of global health at the Center for Global Development in Washington.

“This is a systematic issue,” Guzman added. “These charges occur not only in one of WHO’s offices but across numerous regions.”

Although some see Tedros as the world’s moral conscience during COVID-19, having consistently criticized vaccine inequities and asked for governments to act in solidarity, he claims that charges of misbehaviour have badly harmed the agency’s credibility. Guzman demanded that any inquiry report regarding Magtymova and the Syria office be made public.

According to WHO, probe reports are “usually not public papers,” but “aggregated, anonymized data” are shared with the organization’s Executive Board and made public.

Source: The Associated Press, CTN News


Canada Extradites Former Soldier to Thailand to Face Murder Charge




Canada Extradites Former Soldier to Thailand to Face Murder Charge

An Alleged contract killer and former Canadian soldier Matthew Dupre has been discreetly deported from Canada to Thailand to face a murder charge for the shooting of Canadian criminal Jimi Sandhu in Phuket on February 4, 2022.

Last week, a special Airbus A340 flight carrying 10 members of the CSD’s Hanuman special weapons and tactics unit led by Pol Col Wichak Tarom, a deputy CSD commander, and 30 members of a Royal Thai Air Force special operations unit took off from Don Mueang airport for Vancouver, Canada, to bring Dupre back to Thailand.

The special flight, which included Dupre, returned to Thailand and landed at Don Mueang airport’s Wing 6 terminal at 11 p.m. on Sunday. The airport was closed temporarily due to strict security. Around 30 other Hanuman unit members and RTAF ground security met the flight.

The suspect was driven from the airport to CSD headquarters in a motorcade. His incarceration is now being monitored by the Central Investigation Bureau.

Canadian Matthew Dupre's Bail Opposed By Thai Authorities

On February 4, 2022, at approximately 10.30 p.m., two foreign men shot Canadian gangster Jimi Singh (Slice) Sandhu dead in the parking area of his rented beachfront villa on Rawai beach in Phuket’s Muang district. A security camera captured the killers entering the villa.

Matthew Dupre was recognised as a suspect by Phuket and CSD police investigations.

On February 11, 2022, the Phuket Court issued a warrant for the arrest of Dupre and his accused accomplice on counts of premeditated murder, illegally possessing guns and ammunition, and carrying and using the guns in public.

According to a police investigation, the two suspects departed Thailand for Canada on February 6th.

On February 15, the Royal Thai Police international affairs section issued a letter to the Attorney General’s Office, along with the arrest warrants. Under the Extradition Act of 2008, the OAG was asked to cooperate with Canada for Dupre’s extradition.

The OAG then took the desired measure.

The Alberta Provincial Court in Canada issued an arrest warrant for Matthew Dupre at the request of the Alberta Attorney General’s Office.The Royal Canadian Mounted Police apprehended Dupre on February 20, 2022, at his house in Sylvan Lake, Alberta, near Red Deer.

The Court of Alberta in Edmonton later approved Dupre’s extradition to Thailand under Canada’s Extradition Act of 1999. Gene Lahrkamp, the second wanted suspect in the investigation, died in a tiny plane crash in Canada in May 2022.

Canada extradition to Thailand

The Extradition Act of Canada

The Extradition Act of Canada is a law that governs the process of extraditing individuals from Canada to foreign countries, as well as from foreign countries to Canada. The current version of the Extradition Act was enacted in 1999 and has undergone subsequent amendments.

The purpose of the Extradition Act is to establish a legal framework for extradition, which is the formal process by which one country requests the surrender of an individual located in another country for the purpose of facing criminal charges or serving a sentence.

Here are some key features of Canada’s Extradition Act:

1. Dual Criminality: Extradition can only be granted if the alleged conduct for which extradition is sought is considered a criminal offense in both Canada and the requesting country. This principle ensures that a person cannot be extradited for an act that is not considered a crime in Canada.

2. Extraditable Offenses: The Act provides a list of offenses that are considered extraditable, which includes a wide range of serious crimes such as murder, terrorism, drug trafficking, and fraud. The list can be expanded through bilateral treaties or multilateral agreements.

3. Extradition Process: The Act outlines the steps involved in the extradition process, including the submission of an extradition request, judicial review of the request, and the surrender of the individual if the extradition is granted.

4. Judicial Involvement: The Act emphasizes the role of the judiciary in the extradition process. Courts are responsible for reviewing the evidence presented by the requesting country to determine whether there is sufficient evidence to justify extradition. The courts also consider factors such as human rights and the possibility of the death penalty or cruel and unusual punishment.

5. Ministerial Discretion: The Minister of Justice in Canada has the final authority to make the decision on whether to surrender the person for extradition after the judicial process is complete. The Minister can refuse extradition in certain circumstances, such as if there are concerns about the person’s safety or if the request is politically motivated.

6. Appeal Process: The Act allows for an appeal process, where the person sought for extradition can challenge the decision through the Canadian courts, up to the Supreme Court of Canada in some cases.

It’s important to note that the Extradition Act is subject to international treaties and agreements, which may modify or supplement its provisions in specific cases. The Act provides a legal framework to ensure that extradition requests are handled in a fair and transparent manner while protecting the rights of the individuals involved.


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Jan. 6 Rioters Are Bringing In thousands In Donations. Now The US Is Coming After Their Haul




Daniel Goodwyn, a Texan who pled guilty to storming the U.S. Capitol, made an appearance on Tucker Carlson’s former Fox News show less than two months after his plea and promoted a website where people could donate money to help him and other rioters, who the website referred to as “political prisoners.”

An increasing government effort to prohibit rioters from personally profiting from an act that rattled the foundations of American democracy has resulted in the Justice Department demanding that Goodwyn return more than $25,000 he raised.

Prosecutors in the more than one thousand criminal cases dating back to January 6, 2021, are increasingly requesting judges to impose fines in addition to prison sentences to balance donations from supporters of the Capitol rioters, according to a study of court documents by the Associated Press.

Prosecutors have acknowledged nothing improper about defendants setting up Internet fundraising efforts to help with legal expenditures. Since many of the accused have had government-funded legal representation, the Justice Department has occasionally raised concerns about the true use of the funds.

Most of these campaigns can be found on GiveSendGo, which promotes itself as “The #1 Free Christian Fundraising Site” and has become a safe haven for those originally banned from utilizing popular crowdfunding platforms like GoFundMe on January 6. Even as they make deals to plead guilty and assist authorities, the rioters frequently declare their innocence and portray themselves as victims of government oppression.

Their ability to raise money demonstrates that many Americans maintain the false assumption that Democrats plotted to steal the 2020 presidential election from Donald Trump. The idea has been bolstered by the previous president’s promise to pardon rioters if he is re-elected.

More than $16,000 was gathered for Markus Maly’s family through an internet campaign that referred to him as a “January 6 P.O.W.” Maly is a Virginia man due to be sentenced next month for attacking police at the Capitol. Although a public defender represented Maly at no cost to himself, prosecutors have asked for a punishment of $16,000 or more.


An increasing government effort to prohibit rioters from personally profiting from an act that rattled the foundations of American democracy.

According to court documents, prosecutors believe it is inappropriate for the defendant to “capitalize” on his involvement in the Capitol breach by using the fame he has achieved due to his criminal activities.

According to the A.P.’s count, prosecutors have sought fines totaling over $390,000 from at least 21 riot suspects this year. These fines have ranged from $450 to over $71,000.

This year, judges have fined at least $124,127 amongst 33 riot suspects. Over the prior two years, over a hundred riot defendants were fined over $240,000.

To repay the nearly $2.8 million in damages to the Capitol and other expenses incurred on January 6, judges have ordered hundreds of convicted rioters to pay over $524,000.

The harshest sentences for those rioters who faced the most serious charges are finally being handed down. They are also the most active in soliciting donations, which may account for the uptick in requests for monetary penalties.

A judge earlier this month handed Nathaniel DeGrave a sentence of almost three years in prison and a fine of $25,000. Prosecutors said the Nevada man “incredibly” collected over $120,000 through GiveSendGo campaigns labeling him “Beijing Biden’s political prisoner” in “America’s Gitmo,” a reference to the detention facility at Guantánamo Bay.

Despite “seeking to cooperate with the government and admitting he and his co-conspirators were guilty since at least November 2021,” the prosecutor wrote, “he did this.”

DeGrave’s attorney William Shipley, who has also represented more than two dozen other January 6 offenders, said his clients should not raise money as a political prisoners if they want to enter a guilty plea.

They have every right to scream from the rooftops that the only reason they are being kept is because of politics until they admit to having committed a crime, as Shipley put it. To quote the First Amendment: “It’s just free political speech.”


An increasing government effort to prohibit rioters from personally profiting from an act that rattled the foundations of American democracy

According to Shipley, he proved to the judge that DeGrave had $25,000 more in donations than legal fees.

“I’ve never had clients that had third-party fundraising like this,” Shipley said, “so I’ve never had to do it.” “There is a section of the population that feels sorry for these accused.”

Heather Wilson, the co-founder of the crowdfunding platform GiveSendGo, explained that accepting contributions for the legal defense of those accused in the Capitol riot “is rooted in our society’s commitment to the presumption of innocence and the freedom for all individuals to hire private attorneys.”

Just over 500 defendants have been punished for offenses committed on January 6, marking a milestone in the largest federal investigation in American history and prompting the government to argue for higher punishments.


When prosecutors ask for a fine, judges are sometimes granting them.

Peter Schwartz, a guy from Kentucky who attacked Capitol police with pepper spray and a chair, was facing a fine of almost $70,000, according to prosecutors. This month, U.S. District Judge Amit Mehta gave Schwartz one of the heaviest jail terms handed down in a case involving the Capitol incident, although he did not impose a fine.

Prosecutors accuse Schwartz of trying to make money via his GoFundMe page, “Patriot Pete Political Prisoner in D.C.” However, Dennis Boyle, who represents him, claims no such proof exists.

In this case, the judge “basically said that if the money was being used for attorneys’ fees or other costs like that, there was no basis for a fine,” Boyle said.

John Strand, a cover model for romance novels, was found guilty by a jury of storming the Capitol alongside Dr. Simone Gold, a prominent California physician in the anti-vaccine movement. The judge will sentence Strand on Thursday, and prosecutors ask for a $50,000 fine and jail time.

Prosecutors claim that Strand has raised over $17,300 for his defense, even though he uses a publicly financed attorney. The fact that Strand can afford to live in a mansion that cost over $3 million indicates that he has “substantial financial means,” as the authorities have put it.

“Strand has raised, and continues to raise, money on his website based upon his false statements and misrepresentations on the events of January 6,” the prosecutors stated.

Goodwyn will be sentenced in April after appearing on Carlson’s show in March. The defense team’s attorney, Carolyn Stewart, referred to the $25,000 fine requested by prosecutors as “demanding blood from a stone.”

“He received that amount in charity to help him in the debt for legal fees for former solicitors and this for unknown reasons is bothersome to the government,” Stewart wrote.


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Regulators Take Aim At AI To Protect Consumers And Workers




NEW YORK — The nation’s finance authority has pledged to ensure that businesses comply with the Regulators law when utilizing artificial intelligence in light of rising concerns over increasingly capable AI systems like ChatGPT.

Automated systems and algorithms already heavily influence credit scores, loan conditions, bank account fees, and other monetary factors. Human resources, real estate, and working conditions are all impacted by AI.

According to Electronic Privacy Information Centre Senior Counsel Ben Winters Regulators, the federal agencies’ joint statement on enforcement released last month was a good starting step.

However, “there’s this narrative that AI is entirely unregulated, which is not really true,” he argued. “What they’re arguing is, ‘Just because you utilise AI to make a judgement, it doesn’t mean you’re exempt from responsibility for the repercussions of that decision. This is how we feel about it. “We are watching.

The Consumer Financial Protection Bureau has issued fines to financial institutions in the past year for using new technology and flawed algorithms, leading to improper foreclosures, repossessions, and lost payments of homes, cars, and government benefits payments.


These enforcement proceedings are used as instances of how there will be no “AI exemptions” to consumer protection, according to regulators.

Director of the Consumer Financial Protection Bureau Rohit Chopra stated that the organization is “continuing to identify potentially illegal activity” and has “already started some work to continue to muscle up internally when it comes to bringing on board data scientists, technologists, and others to make sure we can confront these challenges.”

The Consumer Financial Protection Bureau (CFPB) joins the Federal Trade Commission, the Equal Employment Opportunity Commission, the Department of Justice, and others in claiming they are allocating resources and personnel to target emerging technologies and expose their potentially detrimental effects on consumers.

Chopra emphasized the importance of organizations understanding the decision-making process of their AI systems before implementing them. “In other cases, we are looking at how the use of all this data complies with our fair lending laws and Regulators.”

Financial institutions are required to report reasons for negative credit decisions by law, per the Fair Credit Regulators Act and the Equal Credit Opportunity Act, for instance. Decisions about housing and work are also subject to these rules. Regulators have warned against using AI systems whose decision-making processes are too complex to explain.

Chopra speculated, “I think there was a sense that, ‘Oh, let’s just give it to the robots and there will be no more discrimination,'” I think what we’ve learned is that that’s not the case. The data itself may contain inherent biases.


Regulators have warned against using AI systems whose decision-making processes are too complex to explain.

Chair of the Equal Employment Opportunity Commission (EEOC) Charlotte Burrows has pledged enforcement action against artificial intelligence (AI) Regulators recruiting technology that discriminates against people with disabilities and so-called “bossware” that illegally monitors employees.

Burrows also discussed the potential for algorithms to dictate illegal working conditions and hours to people.

She then added, “You need a break if you have a disability or perhaps you’re pregnant.” The algorithm only sometimes accounts for that kind of modification. Those are the sorts of things we’re taking a careful look at… The underlying message here is that laws still apply, and we have resources to enforce them; I don’t want anyone to misunderstand that just because technology is changing.

At a conference earlier this month, OpenAI’s top lawyer advocated for an industry-led approach to regulation.

OpenAI’s general counsel, Jason Kwon, recently spoke at a technology summit in Washington, DC, held by software industry group BSA. Industry standards and a consensus on them would be a good place to start. More debate is warranted about whether these should be mandated and how often they should be revised.


At a conference earlier this month, OpenAI’s top lawyer advocated for an industry-led approach to regulation.

The CEO of OpenAI, the company responsible for creating ChatGPT, Sam Altman, recently stated that government action “will be critical to mitigate the risks of increasingly powerful” AI systems and advocated for establishing a U.S. or global body to license and regulate the technology.

Altman and other tech CEOs were invited to the White House this month to confront tough questions about the consequences of these tools, even though there is no indication that Congress would draught sweeping new AI legislation like European politicians are doing.

As they have in the past with new consumer financial products and technologies, the agencies could do more to study and publish information on the relevant AI markets, how the industry is working, who the biggest players are, and how the information collected is being used, according to Winters of the Electronic Privacy Information Centre.

He said that “Buy Now, Pay Later” businesses had been dealt with effectively by the Consumer Financial Protection Bureau. “The AI ecosystem has a great deal of undiscovered territory. Putting that knowledge out there would help.


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